10 years of Jan Dhan Yojana: Prime Minister
Narendra Modi
on Wednesday celebrated the 10th anniversary of the
Jan Dhan Yojana
and commended those who contributed to its success. “Today, we mark a momentous occasion – #10YearsOfJanDhan. Congratulations to all the beneficiaries and compliments to all those who worked to make this scheme a success,” he said.
Launched on August 28, 2014, the
Pradhan Mantri Jan Dhan Yojana
is a comprehensive national mission aimed at achieving financial inclusion for all households in India.
The scheme focuses on providing universal access to banking facilities, ensuring that every household has at least one basic banking account, and promoting financial literacy. Additionally, it facilitates access to credit, insurance, and pension facilities for the beneficiaries.
The prime minister emphasized the crucial role of the Jan Dhan Yojana in promoting financial inclusion and empowering millions of people, particularly women, youth, and marginalized communities, by providing them with dignity and access to financial services.
In an extensive post on social media platform
, PM Modi listed the success of Jan Dhan Yojana, both in numbers and otherwise:
The success of the Jan Dhan Yojana has two parts to it. One is in the numbers:
- Today, over 53 crore people who never imagined they would enter a bank have bank accounts.
- These accounts have a deposit balance of over Rs. 2.3 lakh crore, he said.
- Over 65% of the accounts are either in rural or semi-urban areas, thus taking the movement of financial inclusion outside the metros.
- Direct transfers worth almost Rs. 39 lakh crore have taken place.
But, the second part goes beyond the impressive numbers, he said.
- Jan Dhan Yojana has proven to be game-changing as far as women’s empowerment is concerned. Almost 30 crore women have been brought into the banking system, he said.
- Likewise, the benefits of the scheme and the other benefits that come thanks to a bank account have positively impacted crores of SC, ST and OBC families, he added.
- Jan Dhan also became a vital pillar of the JAM Trinity- Jan Dhan, Aadhaar and Mobile.
- A bank account has ensured hassle-free and direct transfer in almost all the government’s flagship schemes, be it Ayushman Bharat, PM-Kisan for farmers, PM SVANidhi for street vendors and more, he noted.
